Lubbock TX New Construction Homes and New Home Builders

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Please Make Note of These Very Important Steps in the Home Buying & Selling Process!

Lubbock Moving Companies  

FREE Moving Quotes. This is the absolute best time for a no obligation free quote. This will help you determine your overall home buying budget. It just makes sense to get your free no obligation quote today.

Lubbock Mortgages  

Mortgage rates are still near historical lows! It pays to know ahead of time what interests rates are so that you will know exactly how much home you can afford. Click on the left icon for free info with no obligation!

Lubbock Real Estate attorneys  

Hire a Real Estate Attorney when ready to buy/sell! A good local attorney can guide you and look over your sales/offer contract 'before' you commit to this most important financial decision. Click on left icon for details.

  Bookmark Us: Save us to your Favorites Folder for easy access to these important home buying steps! You are going to need quick and easy access to these links, tips and tools as you navigate the home buying process!

Hire Your Own Lubbock Texas Real Estate Agent to Represent YOUR Best Interest! A good negotiating buyer's agent could save you thousands on your Lubbock Texas new construction home purchase. Your Realtor will represent you, be your fiduciary and is required to disclose the positives as well as the negatives about the transaction. And in most cases having your own agent representing you won't cost you a thing.

The vast majority of the time the Lubbock new home builders sales representatives are paid to represent the home builder, not the new home buyer. Some even use high pressure sales tactics in order to make the sale. Due to the high volume nature of new home sales, most builder's sales reps are paid less than traditional real estate agents; some earn a salary plus incentives and bonuses, so the sales volume of Lubbock new construction homes is extremely important to their bottom line.

It pays to shop multiple Lubbock new home builders to compare what deals they may have to offer.

Hire a local Lubbock Texas Realtor who is a Buyers Agent with access to the Texas MLS search to represent you.

When Building New Don't Automatically Use the Builder's Lender! Ask your lender to guarantee its Good Faith Estimate (GFE). If the lender makes excuses, go elsewhere, because reputable lenders always honor this request.

Ask for a copy of your credit report and FICO scores. You can order your own free credit report before shopping for a new home. It's really a good idea.

Shop around and interview your lender. Find a banker or mortgage broker that you feel you can trust and whom you feel comfortable working with. You can also ask friends and family members who they may have used in the past.

Consider alternate sources to find a Lubbock lender. Your own credit union or bank may offer you attractive rates and terms, based on your banking history with them. Your Realtor may even refer you to his or her private list of qualified and reputable lenders.

Obtain Legal Advice Before Buying a Brand New Home! Your Realtor will likely not be qualified to offer legal advice. So before signing a purchase contract, you might want to talk to a real estate attorney. The standard purchase agreements that Lubbock Texas builders like to use are designed to keep everyone out of court, especially them. However, they don't necessarily contain language that fully protects the new home buyer.

Find out if any of the materials used by the Lubbock builder contain chemicals that may be hazardous to your health. We all remember the problems stemming from Chinese drywall! If your purchase contract contains any warnings about health issues, it's may be because it's a valid concern and quite possibly other home buyers have gone to court over it.

Ask questions about removal of any contingencies and about your cancellation rights. Make sure that you fully understand your commitments and liabilities.

Builders often prefer to use their own lender because the builder will be kept fully informed of your personal progress. But a builder's lender might not offer you the best rate. In many cases the builder may even own the lending company or at least have strong financial ties to it.

If you're just starting out in the home buying process, we provide you with links to the people and services crucial in making your new construction home purchase a successful one. Every important step is covered and fact-finding is free! Begin this journey as an educated home buyer, knowledge is power! The smartest new construction home buyers are the most successful new construction home buyers! So if you're searching for new construction homes for sale in Lubbock, TX, we cover every major step in the process.

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Lubbock area zip code(s): 79401, 79403, 79404, 79405, 79406, 79407, 79410, 79411, 79412, 79413, 79414, 79415, 79416, 79423, 79424.


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