FREE Moving Quotes. This is the best time for a no pressure, no obligation, free quote. This helps you determine your overall home buying budget. It makes sense to get your free no obligation moving quote as early as possible.

Mortgage rates are still near historical lows! It pays to know ahead of time what interests rates are so that you will know exactly how much home you can afford. Click on the link on the left for free info with no obligation!

Hire a Real Estate Attorney when ready to buy/sell! A local attorney can guide you and look over your sales/offer contract 'before' you commit to this most important financial decision. Click on link on the left for details.

Eugene OR New Construction Homes and New Home Builders

Hire Your Own Real Estate Agent to Represent YOUR Best Interest! The majority of the time the new home builders sales representatives are paid to represent the home builder, not the new home buyer. Some even use high pressure sales tactics in order to make the sale. Due to the high volume nature of new home sales, most builder's sales reps are paid less than traditional real estate agents; some earn a salary plus incentives and bonuses, so the sales volume of Eugene new construction homes is extremely important to their bottom line.

It pays to shop multiple Eugene new home builders to compare what deals they may have to offer.

Hire a local Realtor ® who is a Buyers Agent with access to the Oregon MLS search to represent you.

A good negotiating buyer's agent could save you thousands on your Eugene new construction home purchase. Your Realtor ® will represent you, be your fiduciary and is required to disclose the positives as well as the negatives about the transaction. And in most cases having your own agent representing you won't cost you a thing.

When Building New Don't Automatically Use the Builder's Lender! Ask your lender to guarantee its Good Faith Estimate (GFE). If the lender makes excuses, go elsewhere, because reputable lenders always honor this request.

Shop around and interview your lender. Find a banker or mortgage broker that you feel you can trust and whom you feel comfortable working with. You can also ask friends and family members who they may have used in the past.

Consider alternate sources to find a Eugene lender. Your own credit union or bank may offer you attractive rates and terms, based on your banking history with them. Your Realtor ® may even refer you to his or her private list of qualified and reputable lenders.

Ask for a copy of your credit report and FICO scores. You can order your own free credit report before shopping for a new home. It's really a good idea.

Obtain Legal Advice Before Buying a Brand New Home! Builders often prefer to use their own lender because the builder will be kept fully informed of your personal progress. But a builder's lender might not offer you the best rate. In many cases the builder may even own the lending company or at least have strong financial ties to it.

Find out if any of the materials used by the Eugene builder contain chemicals that may be hazardous to your health. We all remember the problems stemming from Chinese drywall! If your purchase contract contains any warnings about health issues, it's may be because it's a valid concern and quite possibly other home buyers have gone to court over it.

Ask questions about removal of any contingencies and about your cancellation rights. Make sure that you fully understand your commitments and liabilities.

Your Realtor ® will likely not be qualified to offer legal advice. So before signing a purchase contract, you might want to talk to a real estate attorney. The standard purchase agreements that Eugene Oregon builders like to use are designed to keep everyone out of court, especially them. However, they don't necessarily contain language that fully protects the new home buyer.

Many New Homes are priced at or near existing home prices! If that new construction home is a little more money there may be an advantage to buying a new home over an older home. Click on the above link for more info.